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Ruh Roh. PayPal is on to me!
http://skullbrain.org/legacy/viewtopic.php?f=5&t=34932		 Page 1 of 2
Author:  Joe [ Wed Apr 21, 2010 10:20 pm ]
Post subject:  Ruh Roh. PayPal is on to me!
I got busted!
Just got an email from PP:

Quote:
We recently changed our pricing so that all PayPal customers can receive
money from friends and family within the US and CA for free. PayPal
merchants receiving money as payment for a purchase, continue to incur
fees.

We’re not sure if you are aware of this, but we noticed that some of
your customers are sending you personal payments for purchases.
Unfortunately, this violates our rules, and we need your help correcting
this. Please don’t ask or allow your customers to use personal payments
to pay for their purchases.

If we continue to see such activity after 14 days, we may have to
disable your ability to receive personal payments, and then you will pay
fees for all money received through PayPal.

You can find more information about payment types and fees in sections
4.2 and 8 of our User Agreement – just click “Legal Agreements” at the
bottom of any PayPal page.

Hmm, when they say receive money for free, wonder if they means no more fees.
Who wants to send me $5 to test it? :lol:
Author:  toybotstudios [ Thu Apr 22, 2010 12:04 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
When you're receiving $5k a month in payments from people around the world all thanking you this Anraku or that Goga.....you are probably stretching the permitted use for "gift" payment. :wink: :lol:
Author:  melek_taus [ Thu Apr 22, 2010 12:07 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
The gravy train stops here!

... wait- does that even make sense?
Author:  ---NT--- [ Thu Apr 22, 2010 7:27 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Why do they take a percentage of every payment I receive? I'm not a business and the activity on my account is so extremely low there's no way they could mistake me for one.
Author:  pickleloaf [ Thu Apr 22, 2010 7:44 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
i dont think i understand what a personal payment is
Author:  poorbadger [ Thu Apr 22, 2010 7:47 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
I believe if you've ever received a credit card payment for anything (eBay listing or whatever) they automatically convert you from a personal account to a business account. You can have them switch you back *once* but then you're permanently a "business".

In order to open a new PP account, you need a separate bank account and email address.

Kind of blows because I'll go in on birthday presents w/ people, pick up concert tickets as a favor because I'm near a place that doesn't charge TM prices, loan someone money, etc and have them paypal me but get dinged for that. If you have those people indicate "gift" - are you then free of PP charges? That seems like a legitimate use of "gift" - I'm talking less than $1000 over the year and maybe a half-dozen occurrences.

---NT--- wrote:
Why do they take a percentage of every payment I receive? I'm not a business and the activity on my account is so extremely low there's no way they could mistake me for one.
Author:  justin [ Thu Apr 22, 2010 11:09 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
The best loophole paypal has for sellers. Sucks they caught you Joe. I hope I don't get that e-mail.
Author:  akum6n [ Thu Apr 22, 2010 11:20 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Personal payments are like sending money to a friend. There is no fee assessed on either end. Paypal began allowing these transfers fairly recently. This is different from whether you have a personal or premier/business account with PP.

The problem with personal payments is that you cannot file a dispute if the item is not received (because it assumes no item is being sold). A lot of buyers do not know this, and I have seen other sellers specifically asking for personal payments on this board.
Author:  Dean [ Thu Apr 22, 2010 11:22 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Hi PayPal. How are you, besides evil? I'm fine, thanks. Take Meg back, please.

Anyway, you see, "Joe's Kaiju Shop" isn't really a shop. It's a charity. "Joe" sends toys to needy children around the world. The parents send "Joe" money so that he can buy more toys for the needy children. The parents are too busy to buy the toys for the kids, so "Joe" does it as a humane service to protect the needy family unit. I think it's terrible that you would threaten a charity. Would you act that way if you could see the joy that these toys bring to the needy? Stand down, PayPal. For the children. It's for the children.
Author:  Prometheum5 [ Thu Apr 22, 2010 1:34 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Does this only apply as a penalty to the payment recipient? I know that once I've got a rapport with a seller, I like to pay as a gift so they don't get fee'd... usually they don't even ask, but I'm just that nice. For now. :x
Author:  akum6n [ Thu Apr 22, 2010 1:44 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Prometheum5 wrote:
Does this only apply as a penalty to the payment recipient? I know that once I've got a rapport with a seller, I like to pay as a gift so they don't get fee'd... usually they don't even ask, but I'm just that nice. For now. :x


Well, the seller is the party responsible for the fee, so I would assume the penalty goes to the seller as well.

I just include extra for fees, based on the 3% plus $0.30 formula... maybe I'm just stupid at this Internet money thing. ;P
Author:  Anti Social Andy [ Thu Apr 22, 2010 2:12 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
It's late and I might be missing something but if it's sent as a sale the seller pays the fees, if it's sent as a gift the buyer pays the fees and as an aside screws any chance of compensation (so only use it with the good guys!) . . . but either way Paypal get the fees so why are they getting arsey about it? :?
Author:  Prometheum5 [ Thu Apr 22, 2010 2:17 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Scary Andy wrote:
It's late and I might be missing something but if it's sent as a sale the seller pays the fees, if it's sent as a gift the buyer pays the fees and as an aside screws any chance of compensation (so only use it with the good guys!) . . . but either way Paypal get the fees so why are they getting arsey about it? :?


I don't pay a fee to send money as a gift... unless I'm missing something.
Author:  Anti Social Andy [ Thu Apr 22, 2010 2:25 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Prometheum5 wrote:
Scary Andy wrote:
It's late and I might be missing something but if it's sent as a sale the seller pays the fees, if it's sent as a gift the buyer pays the fees and as an aside screws any chance of compensation (so only use it with the good guys!) . . . but either way Paypal get the fees so why are they getting arsey about it? :?


I don't pay a fee to send money as a gift... unless I'm missing something.


Maybe it's an International foible or my account is different but I get charged the fee everytime.
Author:  petitetoilonrouge [ Thu Apr 22, 2010 2:32 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Scary Andy wrote:
Maybe it's an International foible or my account is different but I get charged the fee everytime.


Yeah I think the "no fee" thing is for within the US only. We who have yet to be freed get charged... :roll:
Author:  Lixx [ Thu Apr 22, 2010 2:33 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
I guess making a kajillion dollars in fees simultaneously through eBay AND paypal was not enough for them, they had to make sure their profits stay on the up an up. I can't wait till all corporations burn and it's chaos in the streets.
Author:  blakewest [ Thu Apr 22, 2010 2:34 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
A huge part of PayPal's business is people transferring money between countries. So yes, they are always gonna charge for that.
Author:  Prometheum5 [ Thu Apr 22, 2010 2:37 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Lixx wrote:
I guess making a kajillion dollars in fees simultaneously through eBay AND paypal was not enough for them, they had to make sure their profits stay on the up an up. I can't wait till all corporations burn and it's chaos in the streets.


Is that anything like a kaiju-llion? :lol:

I just paid for some new stuff, but was sneaky and wrote 'Gift from Promethum5' in the header, instead of what I used to write. Gotta be coy!
Author:  akum6n [ Thu Apr 22, 2010 2:50 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
akum6n wrote:
Personal payments are like sending money to a friend. There is no fee assessed on either end. Paypal began allowing these transfers fairly recently. This is different from whether you have a personal or premier/business account with PP.

...


Actually I just re-read the user agreement and I was incorrect.

Personal payments are only no-fee if it is (1) solely funded by your balance or bank account, and (2) made within the U.S. Otherwise, the sender can determine who pays the fee. Apparently some credit cards will also consider the payment a cash advance. Lame, but I guess I see the logic.

Section 8 of the Paypal User Agreement spells out the fee structure.
Author:  eric [ Thu May 20, 2010 9:17 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
MOTHERF**K...... they got me too :oops: :x :roll: :cry:
Author:  justin [ Thu May 20, 2010 9:26 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
I fear I will get caught next.
Author:  leadster [ Fri May 21, 2010 9:34 am ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Lixx wrote:
...I can't wait till all corporations burn and it's chaos in the streets.

The first rule of Fight Club is... :twisted:
Author:  Joe [ Wed Jan 04, 2012 9:22 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
Busted. Again. :lol:

Image
Author:  Lalo [ Wed Jan 04, 2012 9:27 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
clean up that inbox!
Author:  DeJesus [ Wed Jan 04, 2012 9:28 pm ]
Post subject:  Re: Ruh Roh. PayPal is on to me!
haha!

this happened to me during comic con when i muled and asked for gift payments.
i stopped for a while, but then started again, and no email....yet
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