I'd read somewhere about why Paypal's exchange rate, is different from the current rate, but hadn't thought to try to find out what the Paypal rate is exactly. Anyway, here's a link to instructions to find their current rate. https://www.paypal.com/us/webapps/helpcenter/helphub/article/?solutionId=FAQ1976&topicID=&m=ARA Right now its 1 USD = 114 JPY For your financial planning needs